REWARD CHECKING is Free Checking with interest.
Features: 4.01% APY on balances up to $25,000, 1.01% APY on balances over $25,000 ATM Fees refunded - Use any ATM you can find! Free Bill Payment Free Check Card Free E-Statements Free Total Access Internet Banking Minimum deposit to open - $100.00 Unlimited checkwriting Free EXPRESS 24-hour phone banking Requirements:
Here's the DEAL to receive 4.01% APY* interest and ATM Fee refunds each month. Do 10 or more POS* Check Card transactions that clear the account during the measurement period.*** E-Statement - accept electronic delivery of monthly statement. Requires valid email address. ACH - have at least one direct deposit or direct debit clear the account during the measurement period.*** Login to Total Access Internet Banking at least once during the measurement period.*** If you meet the requirements of the DEAL --
Interest of 4.01% APY* will be paid on balances up to $25,000, any amount in excess of the $25,000 will earn interest at a rate of 1.01% APY*.
ATM Fees will be refunded.
If the requirements for the DEAL are not met,
Interest will be paid at the rate of 0.10% APY* on the entire balance.
ATM Fees will not be refunded. The interest rates are variable and subject to change.
*APY = Annual Percentage Yield
**POS = Point of Sale
***Measurement period includes the last day of the previous month through the next to the last day of the current month. Transactions are counted on the day that they clear the account.
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