REWARD CHECKING is Free Checking with Interest.
Features: 3.00% APY on balances up to $25,000, 0.75% APY on balances over $25,000 ATM Fees refunded - Use any ATM you can find! Free Bill Payment Free Debit Card Free E-Statements Free Total Access Internet Banking Minimum deposit to open - $100.00 Unlimited checkwriting Free EXPRESS 24-hour phone banking Requirements:
Here's the DEAL to receive 3.00% APY* interest and ATM Fee refunds each month. Do 10 or more POS** Debit Card transactions that clear the account during the measurement period.*** E-Statement - accept electronic delivery of monthly statement. Requires valid email address. ACH - have at least one direct deposit or direct debit clear the account during the measurement period.*** Login to Total Access Internet Banking at least once during the measurement period.***
If you meet the requirements of the DEAL,
Interest of 3.00% APY* will be paid on balances up to $25,000, any amount in excess of the $25,000 will earn interest at a rate of 0.75% APY*.
ATM Fees will be refunded.
If the requirements for the DEAL are not met,
Interest will be paid at the rate of 0.10% APY* on the entire balance.
ATM Fees will not be refunded. The interest rates are variable and subject to change.
Transactions are counted on the day that they clear the account.
*APY = Annual Percentage Yield
**POS = Point of Sale
***Measurement period includes the last business day of the previous month through the next to the last business day of the current month.
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