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Reward Checking
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REWARD CHECKING is Free Checking with Interest.

Features:

  • 1.50% APY on balances up to $25,000,  0.25% APY on balances over $25,000
  • ATM Fees refunded - Use any ATM you can find! 
  • Free Bill Payment
  • Free Debit Card
  • Free E-Statements
  • Free Total Access Internet Banking 
  • Minimum deposit to open - $100.00
  • Unlimited checkwriting
  • Free EXPRESS 24-hour phone banking
    To receive rewards, we ask that you fulfill our DEAL:
    Here's the DEAL to receive 1.50% APY* interest and ATM Fee refunds each month.

    Do 10 or more POS** Debit Card transactions that clear the account during the measurement period.*** 

  • E-Statement - accept electronic delivery of monthly statement. Requires valid email address.

    ACH - have at least one direct deposit or direct debit clear the account during the measurement period.***

    Login to Total Access Internet Banking at least once during the measurement period.***


    If you meet the conditions of the DEAL,
    Interest of 1.50% APY* will be paid on balances up to $25,000, any amount in excess of the $25,000 will earn interest at a rate of 0.25% APY*.
    ATM Fees will be refunded.

    If the conditions for the DEAL are not met, 
    Interest will be paid at the rate of 0.05% APY* on the entire balance.
    ATM Fees will not be refunded.

    The interest rates are variable and subject to change.

    Transactions are counted on the day that they clear the account.


    *APY = Annual Percentage Yield
    **POS = Point of Sale
    ***Measurement period includes the last business day of the previous month through the next to the last business day of the current month.

     

     

     

     
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