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Individual Retirement Accounts (IRA's)
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Interest Rates may change weekly!

AS OF Jan. 6, 2009
TERM
Minimum Deposit
RATE
APY*
31 Days
$1,000.00
0.10%
0.10%
180 Days
$1,000.00
0.15%
0.15%

6 Months***

$5,000.00

2.49%

2.50%

12 Months
$1,000.00
0.20%
0.20%

16 Months**

$5,000.00

2.48%

2.50%

18 Months**
$1,000.00
0.60%
0.60%
23 Months**

$5,000.00

2.48%

2.50%

24 months

$1,000.00

0.88%

0.88%

30 Months
$1,000.00
1.03%
1.03%

36 Months

$1,000.00

1.18%

1.18%

48 Months

$1,000.00

1.41%

1.42%

5 Years

$1,000.00

1.60%

1.61%

61 Months**

$5,000.00

3.21%
3.25%
* Annual Percentage Yield
** .25% reduction in rate without BNB checking account.
***Interest Paid at Maturity, a .25% reduction in rate
without BNB checking account.
A substantial penalty is payable upon early withdrawal.
A .25% reduction in rate if interest is paid by check.
 

The terms set forth in the "Rules & Regulations Governing Accounts" covers the operation of deposit accounts at Brenham National Bank. This disclosure is available from any Banker.



Contact any Personal Banker
in Brenham at 979-836-4571,
College Station at 979-693-9852
 or Toll Free at 888-292-4571 or via 
e-mail customercare@bnbank.com
 
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